- 01
Professional Civil Liability (RCP) and Errors and Omissions (E&O) insurance are the primary mechanisms for protecting developers against involuntary contractual breaches and professional negligence.
- 02
Cybersecurity insurance is essential for mitigating the operational costs and reputational damage associated with ransomware, data leaks, and hacking incidents.
- 03
Insurance policies must specifically cover intellectual property infringement, including claims related to unauthorized use of music, character designs, and concept art.
- 04
The Spanish Video Game Association (AEVI) and Pérez-Llorca identify breach of delivery deadlines, computer virus transmission, and unauthorized data intrusions as the most critical operational risks for game studios.
- 05
Regulatory compliance, particularly regarding data protection standards enforced by the Spanish Data Protection Agency, is a major driver for adopting comprehensive insurance coverage.
- 06
Firms are advised to engage professional insurance brokerages to conduct periodic contract reviews and ensure all operational risks are fully disclosed to maintain policy validity.