- 01
Spanish video game developers face critical financial and legal exposures from project delays, software bugs, cyber-attacks, and intellectual property infringements.
- 02
Professional Liability Insurance (PLI) and Errors & Omissions (E&O) policies are essential to mitigate risks related to contractual failures and professional errors.
- 03
Cybersecurity insurance is required to address specific threats including ransomware, data-protection breaches, and the transmission of computer viruses.
- 04
General Civil Liability and Multi-Risk policies provide necessary coverage for broader operational hazards and physical or malicious acts by employees.
- 05
Developers should engage insurance brokers to conduct tailored risk assessments and perform periodic reviews of policy terms to ensure coverage aligns with evolving project vulnerabilities.
- 06
Proactive insurance management serves as both a financial safeguard and a preventative tool to protect studios from liabilities that could jeopardize project completion.