Updated Mar 23, 2026 by PCF Group
PCF Group S.A. secured two renewable credit lines on 12 October 2023 from Bank Polska Kasa Opieki S.A. to finance on-demand game production costs.
The financing package consists of a PLN 30,000,000 credit line and a separate €4,426,444 credit line.
Both credit agreements feature a three-year utilization period and a three-year repayment horizon, with interest rates based on a fixed margin plus the variable WIBOR rate.
Collateral for the loans includes financial pledges on all shares held by PCF Group in Incuvo S.A., pledges on bank accounts, and a 150% payment-obligation declaration.
Bank Gospodarstwa Krajowego is providing guarantees for up to 80% of the loan amounts, secured by blank promissory notes.
The agreements include restrictive covenants that limit additional borrowing and changes to the company’s core business, with breach of these terms allowing the bank to terminate financing.
PCF Group S.A. secured two renewable credit lines on 12 October 2023 from Bank Polska Kasa Opieki S.A. to finance on-demand game production costs.
The financing package consists of a PLN 30,000,000 credit line and a separate €4,426,444 credit line.
Both credit agreements feature a three-year utilization period and a three-year repayment horizon, with interest rates based on a fixed margin plus the variable WIBOR rate.
Collateral for the loans includes financial pledges on all shares held by PCF Group in Incuvo S.A., pledges on bank accounts, and a 150% payment-obligation declaration.
Bank Gospodarstwa Krajowego is providing guarantees for up to 80% of the loan amounts, secured by blank promissory notes.
The agreements include restrictive covenants that limit additional borrowing and changes to the company’s core business, with breach of these terms allowing the bank to terminate financing.